Stop spending and start investing

Yesterday at a “financial management” seminar held by our company for all employees, I had a realization of sorts.

I have been spending on things like I’m still a bachelor. I’ll keep the details to myself, though.

I guess it’s time to start making my money work for me, instead of giving it to someone else in exchange for something I want, but don’t really need.

My wife and I have decided to invest part of our money, come bonus time, on either stocks or bonds, and the rest for our “contingency fund”. After a few years’ time, we could use what we saved for our son’s education, a house (and some apartments for rental), and a simple car to go here and there.

Well at least I’ve come to realize it at a time when things aren’t at a stage that’s already “too late”.

I never imagined myself thinking like this. Maybe the “daddy” effect has been creeping slowly in me.

I like that.